2million's Personal Finance Blog

My Journey to Financial Freedom

November 1, 2005

Just throttled down my 401k contributions

I just logged into IBM's 401k web site and throttled down my 401k contribution from 10% to 6%. Unfortunately I may be too late.When I logged in I realized I was already closing into my 2005 contribution limit. The limit...
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November 2, 2005

October 2005 Net Worth Update (+$1,790)

Here's my net worth update for October as of 10/31/2005. My 2nd worse month of the year, but in large part due to the market heading south and the significant price drop in Pfizer. I am closing in on my...
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November 3, 2005

Why bad credit does double damage

This article seemed timely for me in a bad sort of way. It lists the fallout of a bad credit score. Nothing really surprising, although I just got my auto insurance bill and couldn't believe how much my premiums jumped....
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An Update on Improving My Credit Score

Last week I found out my credit score was lower than I expected as a result of taking advantage of multiple 0% balance transfer offers. You can find out more about this on myguide to playing the 0% game.At the...
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November 4, 2005

A Topic Index of 2millionblog

Updated August 2013: This page serves as a guide for any newcomers. If its your 1st time visiting 2millionblog, please check out this list of the most popular posts or find a topic of interest below: The Real Returns on...
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November 7, 2005

Itching to buy a home

As I have posted before, I have rented my house out and as a result I am renting a room from a buddy of mine. This was done in anticipation that I would be going on a couple temporary assignments...
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November 9, 2005

Just shaved 23% off my girlfriend's wireless bill

This actually has been on my todo list for awhile, but I had been putting it off since my girlfriends Cingular account is not technically mine so I wasn't sure if I could even get her a discount.However, yesterday I...
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Easy Money:Just earned $5 Starbucks Giftcard

Just completed this survey for a $5 Starbucks gift card. I just went to the survey web site, entered 07661 as Store Code and completed the survey.Found link on SD. If I get the giftcard I am going to treat...
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November 10, 2005

Planning My Annual Giving

Whats the right amount of monetary charitable giving?This is a pretty touchy subject, not many people talk opening about their annual giving unless they like to brag about giving large donations.I'll be honest, I have probably been on the small...
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November 11, 2005

I Love Free Steak; The Best Benefit from Living in NC

To me there is one clear cut, above all else, benefit from living in the great state of North Carolina or AL, AL, CT, DE, GA, HI, IN, KY, MD, ME, MI, MO, MT, NJ, NY, OH, PA, SO, TX,...
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November 14, 2005

If You use Wachovia, Watch Out!

Looking for Wachovia's routing number? Your not alone - it turns out there are several valid routing numbers for Wachovia a result of mergers and acquisitions. Over the weekend I ran into a problem trying to perform transactions with my...
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November 15, 2005

Donating Time to Habitat for Humanity

I just got back from spending a day volunteering for Habitat for Humanity this past weekend and have to put a plug in. I have volunteered several times with them over past couple of years and absolutely love every minute...
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November 16, 2005

Keeping up with S&P changes

Here is a great investing tool that I use all the time. It is a link to free daily listings of S&P rating changes on stocks.Several years ago one of the best things I loved about my Etrade brokerage account...
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November 17, 2005

Should I Continue Participation in the IBM ESPP?

Ever since I started working at IBM I have been contributing to the IBM ESPP plan. If your not familiar with ESPPs (Employee Stock Purchase Plan), it is a company plan to encourage stock ownership among employees. Many large publicly...
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November 18, 2005

Looks to be a great deal for Thanksgiving

A perfect compliment to a free turkey is a good deal on all the stuff you need to cook it! Between this deal for all the preparation materials and a free turkey with rebate I can put together a nice...
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November 28, 2005

Worried About My Potential Tax Liability

This has been a big year for me. I started a new stage in my IBM career with a position that may force me to relocate a couple times in the near future. I took on an improvement project to...
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November 29, 2005

General Electric Dividend Performance

A short time ago, GE announced they were selling part of their insurance business, raising their dividend, and increasing their stock buyback. This was great news for the company and the stock price closed 2.4% higher after the news.What was...
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