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December 2, 20072008 401k Contribution LimitI recently logged into my 401(k) and ratcheted up my contributions. I am a little shy of maxing out my 401k contribution limits and I am stretching myself to make sure I max it out. Since my wife is only... December 3, 2007November Net Worth Update (-$1,523)November was a less than stellar month for us. Market declines including a sizable drop in the value of my stock options plus some wedding bill stragglers, and lack of any control of our spending in China has driven us... December 5, 2007What Costs A Lot and What Costs Little in ChinaPer a reader request I put together a little list of items/services that has a signficantly different price point in China (at least in Shenzhen, China) compared to what I pay in the US: Walmart - Walmart does not seem... December 6, 2007Wachovia Teller Transaction Service FeeI checked my Wachovia checking account balance the other day and noticed I got hit with a $8 "Service Fee" charge at the end of the month that I had never seen before. The description for the Service Fee was... December 10, 2007Paper Envelope Budget SystemBefore my wife moved over with me to China, I ate out at restaurents every meal. I was working like a dog and had little time to even eat let alone think about preparing a meal. When my wife came... December 12, 2007Payoff Mortgage to Avoid Private Mortgage InsuranceI recently wrote up an analysis on the PMI insurance my wife is paying on her mortgage. I calculated we would get an initial after-tax 6.77% rate of return by paying down her mortgage $19k; just enough to cancel the... December 14, 2007How Much of Your Job Pay Is For Income Risk?When I started my current career, I established a mental model of my job compensation that I believe helps me accumulate wealth. I looked at the salary I was receiving for my job at a technoglogy company that is in... December 17, 2007Meaningful Personal Finance Net Worth ReportsI have pretty much taken over all the money management, including investing, bill paying, and account management. However, I still think it so important that my spouse takes an active role in at least understanding what is happening on a... December 19, 2007Free Money for Using Your Personal Credit Card InternationallyIf you have traveled internationally at any time from February 1, 1996 through and including November 8, 2006 you are likely eligible for a class action settlement involving foreign currency fees from credit cards including Amexp, Diners-club, Visa, or MasterCard.... December 27, 2007Free Bicycle Playing Cards A free something for the holidays! Here is an offer for free Bicycle playing cards for filling out a 5 minute online survey. Thanks to slickdeals for the find.... | About 2millionblog.comA personal finance weblog of my journey to reach my goal of $2 million + the value of my primary residence.
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