2million's Personal Finance Blog

My Journey to Financial Freedom

April 1, 2008

March Net Worth Update (+$10,605)

The markets were all over the place again this month. My losses this month are masked by additional invesments in most of my equity categories. However, I have a new spreadsheet I am going to post shortly that should give...
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April 3, 2008

2007 Passive Income Review

Where are we at with our passive income? After all this is just as important as measuring our net worth, if we can't generate enough income to pay for our living expenses, that we won't be financially free no matter...
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April 9, 2008

Paying Down Our Mortgage is Very Addictive

Last month my wife and I made a $10,000 payment against the mortgage on our primary house in an effort to paydown the balance so we could cancel PMI after I realized we would earn a 6.7% after tax return...
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April 11, 2008

Why Our Real Estate Values are Not Going Down On Our Net Worth

I have been getting several comments about the steady value of the real estate in our net worth given the decline of housing prices across the US. Am I ignorant of the US housing market crisis since I am...
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April 14, 2008

Hidden Vanguard Dividend Reinvestment Fee?

By chance I noticed that my last dividend reinvestment for my Wachovia investment in my Vanguard Brokerage account didn't seem right. The dividend reinvestment was made at $29.69 per share, way above the trading range ($24.00-$26.40) reported by Yahoo!Finance for...
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April 15, 2008

$10 off a $25 Purchase at Lowes

Here is a promotion that is just about as good as cash to any homeowner. Visa is offering a coupon for $10 off $25 or more purchase at Lowes when you pay with your visa card. For more ideas see...
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April 17, 2008

Tracking Tool For Our Investment Performance

Ok I have finally put together what I think is a pretty decent snapshot of our investments. Still some work to be done, but it’s a vast improvement in transparency over anything I have published before. I have been tracking...
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April 18, 2008

March Investment Performance (-1.85%)

This is the first of hopefully an ongoing monthly update on how my equity investments are performing. Please see this background on the investment tool I developed and how I am using it to track my performance against a benchmark...
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April 21, 2008

Weekend Reading: 75% of Your Net Worth Should Be Invested

Here is some weekend reading that has peaked my interest: 75% of Your Net Worth Should Be Invested - I really like this article that says no more than 20% of your net worth should be tied up in your...
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April 23, 2008

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2million's Personal Finance Blog gets updated several times a week. There are several easy ways to keep up with all the new updates on this site. Here's how: Add a Bookmark to your Browser: Click Here to Add A Bookmark...
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April 29, 2008

Get Your Claim on Money Back for International Purchases

This rebate for international purchases was posted previously, but its probably worth repeating given the deadline is May 1, 2008 [extended to May 30, 2008]. A class action settlement is being proposed for those people who used their credit cards...
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