2million's Personal Finance Blog

My Journey to Financial Freedom

September 20, 2005

Emigrant Direct now at 4.0% APY

Just got an email that Emigrant Direct is raising their rate to 4.0% APY guaranteed till year-end. This is great news - another extra couple $$ in interest this year.I find it interesting that this increase happened in lock step...
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March 17, 2006

Emigrant Direct now at 4.50%

EmigrantDirect's Online Savings Account has boosted its rate to 4.50% APY. This tops both ING Direct and HSBC as the highest (non promotional/temporary) interest rate available. I have most of my short term savings and 0% Balance Transfers in my...
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August 11, 2006

First Joint Savings Account

Fresh off a big vacation, my fiancee and I have decided to start a regular savings program for future vacations. We always talk about putting money aside for vacations, but in the end we haven't done it.So our plan now...
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September 29, 2006

EmigrantDirect's Savings Rate is Decreasing

Just got notice: EmigrantDirect's savings rate was decreased effective September 30, 2006 to 5.05% APY. Interesting. The rate wars are calming down a bit. Might be a good time to start locking in longer term rates....
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January 15, 2007

How Much Did I Save in 2006?

In 2005 I was able to I was able to save 56% of my income. It now time to see how I faired in 2006. 2006 was a big year for me - I bought a second property, an engagement...
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March 20, 2007

Received Annual Bonus

I received my annual bonus last week. Its seems like every year these bonuses get smaller and smaller. Not that I am complaining - some bonus is better than no bonus. What would be even better is if these bonuses...
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September 26, 2007

HSBC Direct Reduces Interest Rate to 4.5% APY

It was just announced that HSBCDirect is reducing the interest rate on its Online Savings Account from 5.05% to 4.50% APY. While not crippling I actually have enough money sitting in my savings account that I can see what affect...
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