March 2016 Net Worth (+$62,928)




Highlights for March

  • March saw nice paper gains as the stock market valuations continued to rise.
  • Our properties are listed on our balance sheet based on their cost basis, not current market value. We have done this during the the real estate market highs and lows. I believe real estate is too illiquid to list based on recent sale transactions.
  • My family and I spent 10 days in Jamacia on a "points & miles" vacation. We cashed in miles on American Airlines for 4 round trip flights to Montego Bay and enough IHG points for 10 nights at an all inclusive Holiday Inn Resort. It was a great time for our family and looking forward to our next adventure.
  • Since right now we don't have any significant vacations planned for this summer, I paid $450 for a family pool membership nearby. We ended up going to the pool ~25 times last summer so I expect we will be on par with that this year.


February 2016 Net Worth (+$21,570)




Highlights for February

  • Well February was looking very exicting there a couple weeks in, but the stock markets came roaring back too qualiy and my hopes of a significant buying opportunity vanished.
  • Our properties are listed on our balance sheet based on their cost basis, not current market value. We have done this during the the real estate market highs and lows. I believe real estate is too illiquid to list based on recent sale transactions.
  • I spent another 2 weeks traveling for work in February in Asia Pacific. I've roughly spent 50% of the past 6 months traveling for work and hope this slows later this year, but still have a busy 1H2016.


January 2016 Net Worth (-$63,181)




Highlights for January

  • Well 2016 is off to an interesting start! Ive been pessimistic about valuations over the past couple years and now I'm starting to get excited. Its hard to be patient, as already some stocks appear interesting. I believe my primary mistake was jumping in too early last time around, so this time I'm dabbling, but prepared to wait and see.
  • Our properties are listed on our balance sheet based on their cost basis, not current market value. We have done this during the the real estate market highs and lows. I believe real estate is too illiquid to list based on recent sale transactions.
  • I spent another 2 weeks traveling for work in January. I've roughly spent 50% of the past 6 months traveling for work and hope this dies off later this year, but still have a busy 1H2016. Increased business travel is becoming a new normal my family and I are trying to adjust to. As I have mentioned previously, now with young kids and increased obligations at home, I view business travel as having a slight negative impact on our savings ability.
  • January was fairly quiet as we recover from the annual Dec spending blitz and start to buckle down agaon.
  • In January we booked vacation to an all-inclusive resort in Jamaica in March for the family. The vacation is largely being paid for from airline/hotel points, but we will spend ~$1k in airline taxes/fees and a couple nights we were unable to pay for with hotel points. My wife and I are both excited about it and expect the resort will give us more of the down time that we are looking for!


December 2015 Net Worth Update (-$15,351)




Highlights for December

  • Well we ended up closing out 2015 on a down month. On the surface our net worth grew $59,700 which isn't great, but growth none the less. Our stock investments ended up slightly in the RED for 2015.
  • Our properties are listed on our balance sheet based on their cost basis, not current market value. We have done this during the the real estate market highs and lows. I believe real estate is too illiquid to list based on recent sale transactions.
  • I spent another 2 weeks traveling for work in December, and hope I am done for a few weeks. Increased business travel is becoming a new normal my family and I are trying to adjust to. As I have mentioned previously, now with young kids and increased obligations at home, I view business travel as having a slight negative impact on our savings ability.
  • December is a big expense month for us as I now pay annual real estate property taxes for 2 of my investment properties in December.
  • In December I received 2 small employer bonuses that helped offset the real estate taxes we paid this month.
  • Overall expenses were up significantly in December primary for Holiday gift giving. I estimate we spent collectively in excess of $2,000 in gifts in Dec.
  • Target ran a 1 day special in late Dec for 10% of Target gift cards. We have a Super Target very close to our home which we use as our primary grocery store and typically spend $500+ each month there. We purchased approximately $2,160 in Target gift cards in December which we will consume in the next 4-5 months with our normal spend run rate at Target.


November 2015 Net Worth Update (+$13,459)




Highlights for November

  • Im happy to report that November turned out to be another positive month for us.
  • Our properties are listed on our balance sheet based on their cost basis, not current market value. We have done this during the the real estate market highs and lows. I believe real estate is too illiquid to list based on recent sale transactions.
  • I spent the entire month of November unexpectedly traveling for work (except for Thanksgiving week). It was a hectic month and reduced our spending in some areas (home improvement projects, office commutes, etc), but increased it in others - (convenience dining, child care, etc). It use to be that traveling for work was a clear benefit for our bottom line, but now with young kids and more obligations I believe traveling for work has a minor negative impact on our net worth.
  • Otherwise November was a very quiet month for us financially.


Last 15 Personal Finance Entries


12/30/2015 | October 2015 Net Worth Update (+$67,372)
10/18/2015 | Kashi Settlement Up to $27.50 Back
10/15/2015 | September 2015 Net Worth Update (-$23,199)
10/15/2015 | August 2015 Net Worth Update(-$44,297)
08/16/2015 | July 2015 Net Worth Update (-$2,103)
07/18/2015 | June 2015 Net Worth Update (+2,172)
06/14/2015 | May 2015 Net Worth Update (+15,309)
05/03/2015 | April 2015 Net Worth Update (+$16,009)
04/30/2015 | Financial Freedom Plan - 2015 Update
04/13/2015 | March 2015 Net Worth Update (+$5,216)
03/08/2015 | February 2015 Net Worth Update (+$44,489)
03/02/2015 | January 2015 Net Worth Update (-$20,867)
01/16/2015 | December 2014 Net Worth Update (+$1,239)
12/22/2014 | November 2014 Net Worth Update (+$26,286)
12/20/2014 | Free EPIX HD Online Trial till March 6

About 2millionblog.com

A personal finance weblog of my journey to reach my goal of $2 million + the value of my primary residence.
Current Net Worth: $1,425,355

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