First Joint Savings Account

Fresh off a big vacation, my fiancee and I have decided to start a regular savings program for future vacations. We always talk about putting money aside for vacations, but in the end we haven't done it.

So our plan now is to open a joint HSBC online savings account and setup small monthly contributions to a vacation fund. HSBC is currently yielding 5.05%APY and is offering a $25 Best Buy gift card when you open an account.

We are still discussing contribution amounts, but we may start with my fiance contributing $20/month and myself contributing $40/month. This should be small enough not to impact either of us financially, but will make sure we have some money set aside to have some fun!

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