February 2, 2014

Earning $1,000 in Credit Card Promotions

After a bit of a hiatus in the credit card game, I recently applied for 2 credit card offers each with signup promotions worth $500 in gift cards. For just a few hours of work on my part, I consider...
Continue reading "Earning $1,000 in Credit Card Promotions" »


September 2, 2012

Capital One Credit Card Offers Auto Pay

For those of you who use a Capital One card - there is good news. I logged into my Capital One account this week to find they now offer an Auto-Pay feature. This means I can now set up my...
Continue reading "Capital One Credit Card Offers Auto Pay" »


April 23, 2012

We Just Earned $1,000 For A Few Hours of Work

My wife and I each recently cashed our $500+ cashback checks from Chase Sapphire for a total of just over $1,000 for opening 2 credit cards and just a few hours of work. In January my wife and I each...
Continue reading "We Just Earned $1,000 For A Few Hours of Work" »


October 23, 2011

Double Cashback Bonus In Birthday Month on Discover Card

Here is an easy promotion if you already have a Discover card - sign up to get double cashback bonus for your birthday month. You'll earn 2% Cashback Bonus on up to $500 in purchases from the first day of...
Continue reading "Double Cashback Bonus In Birthday Month on Discover Card" »


June 8, 2011

Amazon Payments to Maximize Credit Card Promotions

We have successfully used Amazon Web Payments thanks to a tip from Joshua (a reader) to transfer $2,000 from my wife's British Airways Visa Signature Credit Card to our bank account with no cost to ensure we hit the $2,500...
Continue reading "Amazon Payments to Maximize Credit Card Promotions" »


June 6, 2011

American Express Gift Card to Maximize Credit Card Rebate Promotion

To maximize a recent credit card promotion my wife and I each need to spend $2,500 in the first month. Problem is we don't even come close to spending $5,000 with our normal monthly expenses. We have been assessing our...
Continue reading "American Express Gift Card to Maximize Credit Card Rebate Promotion" »


January 17, 2011

Credit Card Charges Show Up 6 Months Later

I was reviewing my credit card statement last week and noticed a charge for $53 from Officemax I didn't recognize. It often is no surprise in our household that I don't recognize a charge since my wife does the majority...
Continue reading "Credit Card Charges Show Up 6 Months Later" »


September 18, 2008

Capital One Credit Card Compromised

Over the weekend my Capital One credit card was declined when I tried to use it, so I called the customer service number to see what the issue was. According to the customer service rep, my card had been...
Continue reading "Capital One Credit Card Compromised" »


November 11, 2007

Bank Transfers To Accounts Not in Your Name

As disturbing as it may sound I was recently able to link my wife's Citi Credit Card to my personal checking account (before we were married). I was able to log into her Citi credit card account, add my bank...
Continue reading "Bank Transfers To Accounts Not in Your Name" »


June 27, 2007

Capital One No Hassle Rewards Card - How are the rewards?

As part of my preparations for the overseas assignment, I just signed up for a Capital One No Hassles Reward Card. I decided I was going to use a Capital One card as my new primary card while away since...
Continue reading "Capital One No Hassle Rewards Card - How are the rewards?" »


November 14, 2006

Oops! Unexpected Balance Transfer Fee

I logged into the Chase web site to check on my latest 0% balance transfer and was shocked to see a $75 balance transfer fee on the account. When I performed the balance transfer, the customer service representative assured me...
Continue reading "Oops! Unexpected Balance Transfer Fee" »


October 6, 2006

Citi Diamond Rewards Credit Card Changes Redemption Program

I was disappointed when I logged into my Citi Card Thank You Network Account to find that they "modified" the awards program. It now takes 6,000 point to earn a $50 gift card. These points are earned as part of...
Continue reading "Citi Diamond Rewards Credit Card Changes Redemption Program" »


September 7, 2006

$13k O% Balance Transfer from Capital One Credit Card

Well I bit again. Back in June I signed up for a 0% balance transfer from CitiCard for $26.5k, now I signed up for a $13k 0% balance transfer from Capital One.Since I no longer have any major financing moves...
Continue reading "$13k O% Balance Transfer from Capital One Credit Card" »


July 12, 2006

$150 in Gift Cards and $26.5K Balance Transfer for One Year

Last month I realized that the 2 0% Balance Transfers that I was taking advantage of to earn interest in savings accounts were expiring and needed to be paid back in full. However, I was in the middle of purchasing...
Continue reading "$150 in Gift Cards and $26.5K Balance Transfer for One Year" »


May 26, 2006

A Better Look At My Credit Score

Part of the mortgage package I got from the lender included my credit report that was used as part of my application. This was the first time I have ever seen all three of my credit scores at the same...
Continue reading "A Better Look At My Credit Score" »


February 3, 2006

Guide to Taking Advantage of 0% Balance Transfer Offers

Based on requests from visitors, I have decided to compile my own guide to taking advantage of the credit card companies' 0% Balance Transfer Offers. I hope this guide will help everyone understand how to maximize the value of these...
Continue reading "Guide to Taking Advantage of 0% Balance Transfer Offers" »


October 26, 2005

My 1st credit card application rejection notice

Wow! I would have never thought this could happen. I got a letter declining my application from the RBS credit card I applied for to take advantage of their 0% Balance Transfer offer.First I was shocked, then I felt a...
Continue reading "My 1st credit card application rejection notice" »


October 9, 2005

RBS Platinum Mastercard

Today I applied for an RBS Platinum Mastercard. This is the first new credit card I have applied for in about 4 months. I have 2 cards I am using for 0% BT offers that will expire next month, so...
Continue reading "RBS Platinum Mastercard" »


About 2millionblog.com

A personal finance weblog of my journey to reach my goal of $2 million + the value of my primary residence.
Current Net Worth: $1,252,129

Sponsors

New Personal Finance Articles




PF Blogs