Over the weekend my Capital One credit card was declined when I tried to use it, so I called the customer service number to see what the issue was. According to the customer service rep, my card had been...
Continue reading "Capital One Credit Card Compromised" »
As disturbing as it may sound I was recently able to link my wife's Citi Credit Card to my personal checking account (before we were married). I was able to log into her Citi credit card account, add my bank...
Continue reading "Bank Transfers To Accounts Not in Your Name" »
As part of my preparations for the overseas assignment, I just signed up for a Capital One No Hassles Reward Card. I decided I was going to use a Capital One card as my new primary card while away since...
Continue reading "Capital One No Hassle Rewards Card - How are the rewards?" »
Im drooling over this, but haven't decided to bite as of yet. Chase will send you a $250 check after your first purchase when you sign up for the Chase Freedom Card. Not as lucrative as a fat 0%...
Continue reading "$250 Signup Bonus on Chase Freedom Card" »
I logged into the Chase web site to check on my latest 0% balance transfer and was shocked to see a $75 balance transfer fee on the account. When I performed the balance transfer, the customer service representative assured me...
Continue reading "Oops! Unexpected Balance Transfer Fee" »
I was disappointed when I logged into my Citi Card Thank You Network Account to find that they "modified" the awards program. It now takes 6,000 point to earn a $50 gift card. These points are earned as part of...
Continue reading "Citi Diamond Rewards Credit Card Changes Redemption Program" »

Tags:
balance transfer
rewards
Well I bit again. Back in June I signed up for a 0% balance transfer from CitiCard for $26.5k, now I signed up for a $13k 0% balance transfer from Capital One.Since I no longer have any major financing moves...
Continue reading "$13k O% Balance Transfer from Capital One Credit Card" »
Last month I realized that the 2 0% Balance Transfers that I was taking advantage of to earn interest in savings accounts were expiring and needed to be paid back in full. However, I was in the middle of purchasing...
Continue reading "$150 in Gift Cards and $26.5K Balance Transfer for One Year" »
Part of the mortgage package I got from the lender included my credit report that was used as part of my application. This was the first time I have ever seen all three of my credit scores at the same...
Continue reading "A Better Look At My Credit Score" »
Based on requests from visitors, I have decided to compile my own guide to taking advantage of the credit card companies' 0% Balance Transfer Offers. I hope this guide will help everyone understand how to maximize the value of these...
Continue reading "Guide to Taking Advantage of 0% Balance Transfer Offers" »
Wow! I would have never thought this could happen. I got a letter declining my application from the RBS credit card I applied for to take advantage of their 0% Balance Transfer offer.First I was shocked, then I felt a...
Continue reading "My 1st credit card application rejection notice" »
Today I applied for an RBS Platinum Mastercard. This is the first new credit card I have applied for in about 4 months. I have 2 cards I am using for 0% BT offers that will expire next month, so...
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