June 10, 2012

May 2012 Net Worth Update (-$28,098)

Highlights for MayWe like to take advantage of 0% APR balance transfers and other credit card offers for free money. We are actively looking at taking advantage of new credit card arbitrage opportunities. Our properties are listed on our...
Continue reading "May 2012 Net Worth Update (-$28,098)" »


May 9, 2012

April 2012 Net Worth Update (+$2,763)

Highlights for AprilWe like to take advantage of 0% APR balance transfers and other credit card offers for free money. We are actively looking at taking advantage of new credit card arbitrage opportunities. We received $1,000+ in rewards cash...
Continue reading "April 2012 Net Worth Update (+$2,763)" »


April 11, 2012

March 2012 Net Worth Update (+$22,032)

Highlights for MarchWe like to take advantage of 0% APR balance transfers and other credit card offers for free money. We are actively looking at taking advantage of new credit card arbitrage opportunities. We are close to earning ~$1,000...
Continue reading "March 2012 Net Worth Update (+$22,032)" »


March 8, 2012

February 2012 Net Worth Update (+$23,526)

AssetsJan-12Feb-12Change%Cash & Savings $ 27,618.74 $ 29,545.33 $ 1,926.59 6.98%Taxable Brokerage Accts $ 164,890.42 $ 170,312.04 $ 5,421.62 3.29%Roth IRAs $ 86,835.15 $ 90,658.28 $ 3,823.13 4.40%Pre-tax Retirement Accts $ 287,564.04 $ 299,168.34 $ 11,604.30 4.04%Stock Options $ - $...
Continue reading "February 2012 Net Worth Update (+$23,526)" »


February 1, 2012

January 2012 Net Worth Update (+$29,888)

Assets Dec-11 Jan-12 Change % Cash & Savings $ 27,882.26 $ 27,618.74 $ (263.52) -0.95% Taxable Brokerage Accts $ 158,906.63 $ 164,890.42 $ 5,983.79 3.77% Roth IRAs $ 82,652.93 $ 86,835.15 $ 4,182.22 5.06% Pre-tax Retirement Accts $ 272,245.83...
Continue reading "January 2012 Net Worth Update (+$29,888)" »


January 5, 2012

2011 Net Worth Review

Its been a awhile since I posted an updated chart of our net worth growth. Here a net worth growth update including all of 2011: Progress continues to be made, but the better part of 2011 appears to be a...
Continue reading "2011 Net Worth Review" »


January 4, 2012

December 2011 Net Worth Update (+$18,477)

Assets Nov-11 Dec-11 Change % Cash & Savings $ 22,960.53 $ 27,882.26 $ 4,921.73 21.44% Taxable Brokerage Accts $ 152,906.99 $ 158,906.63 $ 5,999.64 3.92% Roth IRAs $ 77,482.86 $ 82,652.93 $ 5,170.07 6.67% Pre-tax Retirement Accts $ 270,954.68...
Continue reading "December 2011 Net Worth Update (+$18,477)" »


December 12, 2011

November 2011 Net Worth Update (-$12,639)

It was no surprise that there was some pullback in our net worth value after a record setting gain in our October net worth. Assets Oct-11 Nov-11 Change % Cash & Savings $ 22,483.16 $ 22,960.53 $ 477.37 2.12% Taxable...
Continue reading "November 2011 Net Worth Update (-$12,639)" »


November 7, 2011

October Net Worth Update (+$54,269)

Distracted with our last minute trip planning I was not even aware that October was going to be a particularly strong month. It turns out it was our best month ever in terms of a net worth increase primarily driven...
Continue reading "October Net Worth Update (+$54,269)" »


October 3, 2011

September 2011 Net Worth Update (-$25,889)

September was a bit of a blood bath for us. A combination of significant stock market declines as well as outstanding acquisition expenses associated with our newest rental property put us in a free fall for the month. Assets Aug-11...
Continue reading "September 2011 Net Worth Update (-$25,889)" »


September 6, 2011

August 2011 Net Worth Update (-$14,277)

Assets Jul-11 Aug-11 Change % Cash & Savings $ 47,851.18 $ 21,959.35 $ (25,891.83) -54.11% Taxable Brokerage Accts $ 163,383.13 $ 157,123.53 $ (6,259.60) -3.83% Roth IRAs $ 79,978.05 $ 75,902.91 $ (4,075.14) -5.10% Pre-tax Retirement Accts $ 281,904.48...
Continue reading "August 2011 Net Worth Update (-$14,277)" »


August 8, 2011

July 2011 Net Worth Update (-$5,162)

Assets Jun-11 Jul-11 Change % Cash & Savings $ 52,372.85 $ 47,851.18 $ (4,521.67) -8.63% Taxable Brokerage Accts $ 168,937.06 $ 163,383.13 $ (5,553.93) -3.29% Roth IRAs $ 78,182.70 $ 79,978.05 $ 1,795.35 2.30% Pre-tax Retirement Accts $ 280,705.84...
Continue reading "July 2011 Net Worth Update (-$5,162)" »


July 8, 2011

June 2011 Net Worth Update (-$2,605)

Assets May-11 Jun-11 Change % Cash & Savings $ 55,373.16 $ 52,372.85 $ (3,000.31) -5.42% Taxable Brokerage Accts $ 167,512.80 $ 168,937.06 $ 1,424.26 0.85% Roth IRAs $ 79,451.38 $ 78,182.70 $ (1,268.68) -1.60% Pre-tax Retirement Accts $ 284,815.01...
Continue reading "June 2011 Net Worth Update (-$2,605)" »


June 15, 2011

May 2011 Net Worth Update (-$236)

Assets Apr-11 May-11 Change % Cash & Savings $ 59,100.67 $ 55,373.16 $ (3,727.51) -6.31% Taxable Brokerage Accts $ 167,738.07 $ 167,512.80 $ (225.27) -0.13% Roth IRAs $ 77,934.91 $ 79,451.38 $ 1,516.47 1.95% Pre-tax Retirement Accts $ 282,711.03...
Continue reading "May 2011 Net Worth Update (-$236)" »


May 5, 2011

April 2011 Net Worth Update (+$15,007)

Assets Mar-11 Apr-11 Change % Cash & Savings $ 51,866.01 $ 59,100.67 $ 7,234.66 13.95% Taxable Brokerage Accts $ 161,785.90 $ 167,738.07 $ 5,952.17 3.68% Roth IRAs $ 75,570.47 $ 77,934.91 $ 2,364.44 3.13% Pre-tax Retirement Accts $ 275,583.05...
Continue reading "April 2011 Net Worth Update (+$15,007)" »


April 4, 2011

March 2011 Net Worth Update (+$16,981)

Assets Feb-11 Mar-11 Change % Cash & Savings $ 50,072.99 $ 51,866.01 $ 1,793.02 3.58% Taxable Brokerage Accts $ 139,829.86 $ 161,785.90 $ 21,956.04 15.70% Roth IRAs $ 73,209.24 $ 75,570.47 $ 2,361.23 3.23% Pre-tax Retirement Accts $ 268,099.84...
Continue reading "March 2011 Net Worth Update (+$16,981)" »


March 5, 2011

February 2011 Net Worth Update (+$13,882)

Assets Jan-11 Feb-11 Change % Cash & Savings $ 50,791.30 $ 50,072.99 $ (718.31) -1.41% Taxable Brokerage Accts $ 135,342.73 $ 139,829.86 $ 4,487.13 3.32% Roth IRAs $ 71,562.11 $ 73,209.24 $ 1,647.13 2.30% Pre-tax Retirement Accts $ 261,926.33...
Continue reading "February 2011 Net Worth Update (+$13,882)" »


February 7, 2011

January 2011 Net Worth Update (+$15,167)

Assets Dec-10Jan-11 Change % Cash & Savings $ 38,476.06 $ 50,791.30 $ 12,315.24 32.01% Taxable Brokerage Accts $ 133,217.90 $ 135,342.73 $ 2,124.83 1.60% Roth IRAs $ 69,432.40 $ 71,562.11 $ 2,129.71 3.07% Pre-tax Retirement Accts $ 259,037.05 $...
Continue reading "January 2011 Net Worth Update (+$15,167)" »


January 7, 2011

December Net Worth Update (+$24,018)

Turns out December was a fantastic finish to 2010 with our net worth passing $750k - a nice milestone to wrap up 2010! The gains were in large part due to the stock market ~7% appreciation in December. Assets Nov-10...
Continue reading "December Net Worth Update (+$24,018)" »


December 3, 2010

November Net Worth Update (+$19,882)

Assets Oct-10 Nov-10 Change %Cash & Savings $ 35,915.39 $ 39,011.99 $ 3,096.60 8.62%Taxable Brokerage Accts $ 126,644.67 $ 127,337.67 $ 693.00 0.55% Roth IRAs $ 63,616.09 $ 65,123.28 $ 1,507.19 2.37%Pre-tax Retirement Accts $ 240,893.00 $ 248,911.94 $ 8,018.94...
Continue reading "November Net Worth Update (+$19,882)" »


November 10, 2010

October Net Worth Update (+$28,454)

Assets Sep-10 Oct-10 Change % Cash & Savings $ 28,530.58 $ 35,915.39 $ 7,384.81 25.88% Taxable Brokerage Accts $ 122,411.79 $ 126,644.67 $ 4,232.88 3.46% Roth IRAs $ 60,876.97 $ 63,616.09 $ 2,739.12 4.50% Pre-tax Retirement Accts $ 232,153.99 $...
Continue reading "October Net Worth Update (+$28,454)" »


October 4, 2010

September 2010 Net Worth Update (+$30,827)

Assets Aug-10 Sep-10 Change % Cash & Savings $ 31,008.94 $ 28,530.58 $ (2,478.36) -7.99% Taxable Brokerage Accts $ 114,430.56 $ 122,411.79 $ 7,981.23 6.97% Roth IRAs $ 54,740.27 $ 60,876.97 $ 6,136.70 11.21% Pre-tax Retirement Accts $ 209,882.22...
Continue reading "September 2010 Net Worth Update (+$30,827)" »


September 18, 2010

August 2010 Net Worth Update (-$14,532)

Assets Jul-10 Aug-10 Change % Cash & Savings $ 28,542.92 $ 31,008.94 $ 2,466.02 8.64% Taxable Brokerage Accts $ 119,196.90 $ 114,430.56 $ (4,766.34) -4.00% Roth IRAs $ 56,602.49 $ 54,740.27 $ (1,862.22) -3.29% Pre-tax Retirement Accts $ 217,918.41...
Continue reading "August 2010 Net Worth Update (-$14,532)" »


August 5, 2010

July 2010 Net Worth Update (+$30,725)

Wow - July turned into a great month thanks to gains in the stock market. Assets Jun-10 Jul-10 Change % Cash & Savings $ 28,864.92 $ 28,542.92 $ (322.00) -1.12% Taxable Brokerage Accts $ 111,904.54 $ 119,196.90 $ 7,292.36 6.52%...
Continue reading "July 2010 Net Worth Update (+$30,725)" »


July 7, 2010

June 2010 Net Worth Update (-$15,172)

Assets May-10 Jun-10 Change % Cash & Savings $ 29,015.07 $ 28,864.92 $ (150.15) -0.52% Taxable Brokerage Accts $ 118,991.39 $ 111,904.54 $ (7,086.85) -5.96% Roth IRAs $ 54,287.06 $ 52,203.53 $ (2,083.53) -3.84% Pre-tax Retirement Accts $ 208,572.64...
Continue reading "June 2010 Net Worth Update (-$15,172)" »


June 2, 2010

May 2010 Net Worth Update (-$23, 287)

Finally the market started waking up to reality and equities pretty much sank the entire month sinking our net worth along with it. We put a good chunk of cash to work this month scooping up perhaps a bit too...
Continue reading "May 2010 Net Worth Update (-$23, 287)" »


May 3, 2010

April 2010 Net Worth Update +$18,016

Wow another great month riding on the coattails of the stock market. After a record setting month in March, April continued to build on the huge gains with even higher stock valuations. I'm not nearly as confident as Mr Market,...
Continue reading "April 2010 Net Worth Update +$18,016" »


April 5, 2010

March 2010 Net Worth Update (+$39,805)

Holy cow! March 2010 was a wonderful month as we achieved record breaking net worth gains this month, topping Oct 2007 when my wife and I merged our finances, and May 2008 right at the previous peak of the stock...
Continue reading "March 2010 Net Worth Update (+$39,805)" »


March 1, 2010

February 2010 Net Worth Update (+$14,954)

Assets Jan-10 Feb-10 Change % Cash & Savings $ 17,204.40 $ 17,284.46 $ 80.06 0.47% Taxable Brokerage Accts $ 109,096.94 $ 109,288.34 $ 191.39 0.18% Roth IRAs $ 50,856.92 $ 52,909.40 $ 2,052.48 4.04% Pre-tax Retirement Accts $ 193,999.98...
Continue reading "February 2010 Net Worth Update (+$14,954)" »


February 10, 2010

January 2010 Net Worth Update (-$2,272)

Assets Dec-09 Jan-10 Change % Cash & Savings $ 16,327.90 $ 17,204.40 $ 876.50 5.37% Taxable Brokerage Accts $ 112,411.10 $ 109,096.94 $ (3,314.16) -2.95% Roth IRAs $ 49,835.89 $ 50,856.92 $ 1,021.03 2.05% Pre-tax Retirement Accts $ 194,639.68...
Continue reading "January 2010 Net Worth Update (-$2,272)" »


January 3, 2010

December 2009 Net Worth Update (+$11,073)

We wrapped up the year getting to a psychological milestone - our net worth finally hit $600k this month. Its been about a year and half since we first hit a net worth of $500k. Assets Nov-09 Dec-09 Change %...
Continue reading "December 2009 Net Worth Update (+$11,073)" »


December 7, 2009

November 2009 Net Worth Update (+$23,787)

November was a strong month due to strong market gains and the sale of my wife's townhouse. Assets Oct-09 Nov-09 Change % Cash & Savings  $        9,487.98  $     15,680.50  $       6,192.52 65.27% Taxable Brokerage Accts  $      97,755.00  $   111,950.41  $    ...
Continue reading "November 2009 Net Worth Update (+$23,787)" »


November 3, 2009

October 2009 Net Worth Update (-$591)

October ended a strong run of monthly net worth gains as extra expenses and losses in the market outpaced our income for the month. Given the size of our portfolio and the reduction in our family income (single income) I...
Continue reading "October 2009 Net Worth Update (-$591)" »


October 5, 2009

September 2009 Net Worth Update (+$25,475)

Another suprisingly strong month for us due largely to gains in the stock market. Assets Aug-09 Sep-09 Change % Cash & Savings $ 8,117.17 $ 20,328.62 $ 12,211.45 150.44% Taxable Brokerage Accts $ 88,230.54 $ 93,930.10 $ 5,699.56 6.46% Roth...
Continue reading "September 2009 Net Worth Update (+$25,475)" »


September 29, 2009

Should we include our 529 plans in our Net Worth?

A recent change for us is we have established 529 plan account for college savings accounts for our daughter. Long ago my goal was to set aside ~$5k at the birth of my kids, but so far we have roughly...
Continue reading "Should we include our 529 plans in our Net Worth?" »


September 8, 2009

August 2009 Net Worth Update (+$16,337)

Assets Jul-09 Aug-09 Change % Cash & Savings $ 36,885.73 $ 8,117.17 $ (28,768.56) -77.99% Taxable Brokerage Accts $ 81,051.85 $ 88,230.54 $ 7,178.69 8.86% Roth IRAs $ 41,969.78 $ 41,901.97 $ (67.81) -0.16% Pre-tax Retirement Accts $ 167,415.57...
Continue reading "August 2009 Net Worth Update (+$16,337)" »


August 7, 2009

July 2009 Net Worth Update (+$27,928)

A great month for us - probably one of the best ever in terms of $$ gain on the bottom line. It was a pretty quiet month financially speaking though - the outsized gain was entirely driven by gains in...
Continue reading "July 2009 Net Worth Update (+$27,928)" »


July 9, 2009

June 2009 Net Worth Update (+$17,561.91)

Assets May-09 Jun-09 Change % Cash & Savings $ 39,098.57 $ 38,322.96 $ (775.61) -1.98% Taxable Brokerage Accts $ 70,396.82 $ 74,502.17 $ 4,105.35 5.83% Roth IRAs $ 40,331.92 $ 41,212.77 $ 880.85 2.18% Pre-tax Retirement Accts $ 144,495.48...
Continue reading "June 2009 Net Worth Update (+$17,561.91)" »


June 3, 2009

May 2009 Net Worth Update (+$18,587)

Wow - another nice month to get excited about. What econoimic crisis? With investment returns like these we could be starting on a strong road to recovery or at least some temporary relief. I wouldn't get too comfortable with the...
Continue reading "May 2009 Net Worth Update (+$18,587)" »


May 4, 2009

April 2009 Net Worth Update (+$21,607)

Finally a month to really get excited about. This is our 2nd biggest monthly gain ever (excluding the month we merged our finances). The highest monthly gain was in May 2008, right before the wheels started to come off the...
Continue reading "April 2009 Net Worth Update (+$21,607)" »


April 3, 2009

March 2009 Net Worth Update (2.14%)

I think March may have hit the bottom for the economy. Im getting optimistic about things in general, but maybe thats just because we are just about ready to have a baby. Assets Feb-09 Mar-09 Change % Cash & Savings...
Continue reading "March 2009 Net Worth Update (2.14%)" »


March 9, 2009

February 2009 Net Worth Update (-3.85%)

Assets Jan-09 Jan-09 Change % Cash & Savings $ 48,467.69 $ 43,484.02 $ (4,983.67) -10.28% Taxable Brokerage Accts $ 65,304.57 $ 64,775.99 $ (528.58) -0.81% Roth IRAs $ 32,226.26 $ 29,456.61 $ (2,769.65) -8.59% Pre-tax Retirement Accts $ 136,939.79...
Continue reading "February 2009 Net Worth Update (-3.85%)" »


February 6, 2009

January 2009 Net Worth Update (+0.38%)

Assets Dec-08 Jan-09 Change % Cash & Savings $ 60,687.73 $ 48,467.69 $ (12,220.04) -20.14% Taxable Brokerage Accts $ 65,648.35 $ 65,304.57 $ (343.78) -0.52% Roth IRAs $ 33,059.63 $ 32,226.26 $ (833.37) -2.52% Pre-tax Retirement Accts $ 135,193.33...
Continue reading "January 2009 Net Worth Update (+0.38%)" »


January 5, 2009

December 2008 Net Worth Update (+$6,322)

What a suprise! We ended December up $6k. December was a very big month for us as we purchase our new home and with the wild ride on Wall Street I expected our investments to be down, but they ended...
Continue reading "December 2008 Net Worth Update (+$6,322)" »


December 3, 2008

November 2008 Net Worth Update (-$9,819)

November was another down month for us, but a significantly better than October. At least we could sustain losses like this for a longer duration then we could if we continued to see $50k losses like we did in October....
Continue reading "November 2008 Net Worth Update (-$9,819)" »


November 11, 2008

October 2008 Net Worth Update (-$56,294)

If their is anything to be optimistic about for me is that October could possibly be the worst month of financial losses for our entire lives and we survived it (I can hope) . It is more than double the...
Continue reading "October 2008 Net Worth Update (-$56,294)" »


October 20, 2008

September Net Worth Update (-$15,521)

I could highlight how bad a month September was, but I already know its going to pale in comparison with October. Assets Aug-08 Sep-08 Change % Cash & Savings $ 111,890.87 $ 117,881.65 $ 5,990.78 5.35% Taxable Brokerage Accts $...
Continue reading "September Net Worth Update (-$15,521)" »


August 6, 2008

July 2008 Net Worth Update (+$8,600)

Ok things are getting a bit back to normal now -- Our net worth just hit our highest monthly gain in May and our biggest monthly net worth drop in June. July has reverted more back to the mean and...
Continue reading "July 2008 Net Worth Update (+$8,600)" »


July 7, 2008

June 2008 Net Worth Update (-$20,122)

What a swing - we went from the best net worth gain ever last month to knocking the socks off the worst month ever for us back in January 2005 where my net worth declined -$1,903. Its hard for me...
Continue reading "June 2008 Net Worth Update (-$20,122)" »


June 2, 2008

May 2008 Net Worth Update (+$26,147)

Wow -- this is a record breaking month for us. Excluding the month were we merged our finances, this month smashed through my/our highest monthly net worth change that was previously $18,689 in August 2006. A single reason can summarize...
Continue reading "May 2008 Net Worth Update (+$26,147)" »


May 12, 2008

Investment Performance April 2008 (+3.89%)

This is an ongoing monthly update on how our equity investments are performing. Please see this background on the investment tool I developed and how I am using it to track our performance against a benchmark to measure our progress...
Continue reading "Investment Performance April 2008 (+3.89%)" »


May 5, 2008

April 2008 Net Worth Update (+$14,068)

April brought above average monthly returns for our stock investments but also brought higher expenses as we took a couple trips to explore what we could in Asia. Its been an amazing experience to travel around the other side of...
Continue reading "April 2008 Net Worth Update (+$14,068)" »


April 11, 2008

Why Our Real Estate Values are Not Going Down On Our Net Worth

I have been getting several comments about the steady value of the real estate in our net worth given the decline of housing prices across the US. Am I ignorant of the US housing market crisis since I am...
Continue reading "Why Our Real Estate Values are Not Going Down On Our Net Worth" »


April 1, 2008

March Net Worth Update (+$10,605)

The markets were all over the place again this month. My losses this month are masked by additional invesments in most of my equity categories. However, I have a new spreadsheet I am going to post shortly that should give...
Continue reading "March Net Worth Update (+$10,605)" »


March 5, 2008

February Net Worth Update (+$8,694)

I didn't have a clue whether we were up or down this month till I finished running the numbers. Happily I can report we did pretty well given the volatility in the market. I have mixed feelings about the housing...
Continue reading "February Net Worth Update (+$8,694)" »


February 7, 2008

January Net Worth Update (+$1,782)

We were able to eke out a small gain in January largely thanks to a small bonus I received at work. The markets were painful to experience this month and I am just happy we were able to end the...
Continue reading "January Net Worth Update (+$1,782)" »


January 25, 2008

2007 Net Worth Review

I wanted to take a quick look at my net worth over the course of 2007 before I do a detailed analysis of how my net worth performed. Let me start with a chart of my monthly net worth for...
Continue reading "2007 Net Worth Review" »


January 9, 2008

December 2007 Net Worth Update (+$14,363)

A good month for us to end the year on. After a loss last month and all the churn from the wedding expenses in the past couple months its nice to see some progress being made again. I just hope...
Continue reading "December 2007 Net Worth Update (+$14,363)" »


December 3, 2007

November Net Worth Update (-$1,523)

November was a less than stellar month for us. Market declines including a sizable drop in the value of my stock options plus some wedding bill stragglers, and lack of any control of our spending in China has driven us...
Continue reading "November Net Worth Update (-$1,523)" »


November 5, 2007

October Net Worth Update (+$38,472)

October was a month full of huge changes! I continue to pile it on and present our new combined net worth update. This month's expenses included our wedding, honeymoon, and moving my wife to China with me. The finances have...
Continue reading "October Net Worth Update (+$38,472)" »


October 5, 2007

September Net Worth Update (+$10,788)

A little overdue, things have been very hectic with all the last minute wedding planning. We are getting married in less than 2 weeks and the spending is now pretty much out of control. Next month I'll have to assess...
Continue reading "September Net Worth Update (+$10,788)" »


September 7, 2007

August Net Worth Update (+$14,319)

Finally a month to get excited about. I am probably more excited about this month then any other month of the year. I made good progress across the board with probably my last semi-normal month of expenses for the year....
Continue reading "August Net Worth Update (+$14,319)" »


August 3, 2007

July 2007 Net Worth Update (+$4,505)

Another positive month, slightly better than June, but below average for me over the past year. I guess I should be pleased that it was still a productive month given the significant drop in the stock market over the last...
Continue reading "July 2007 Net Worth Update (+$4,505)" »


July 5, 2007

June 2007 Net Worth Update (+$3,860)

After a near record month in May, I had a less than stellar month in June. Income was up, expenses were up, and investment returns were negative -- in the end I was able to add about 1/2 the amount...
Continue reading "June 2007 Net Worth Update (+$3,860)" »


June 6, 2007

May 2007 Net Worth Update (+$18,615)

This month's net worth gain is $74 shy of my record set in my August 2006 net worth update. Regardless, its great to see such strength in my monthly gains -- a larger and larger portion due to paper investment...
Continue reading "May 2007 Net Worth Update (+$18,615)" »


May 3, 2007

April 2007 Net Worth Update (+$17,394)

Wow -- April turned out to be an unexpectedly strong month. The markets did well and helped me achieve my 2nd highest monthly net worth gain ever. IBM stock price rise also contributed to the monthly increase. Assets Mar-07 Apr-07...
Continue reading "April 2007 Net Worth Update (+$17,394)" »


April 2, 2007

March 2007 Net Worth Update (+$10,274)

A nice recovery in response to my first down month in 2 years. My net worth gained $10,274 mostly on a recovery in the market and receiving my annual bonus at work. Assets Feb-07 Mar-07 Change % Cash & Savings...
Continue reading "March 2007 Net Worth Update (+$10,274)" »


March 5, 2007

February 2007 Net Worth Update (-$1,351)

My streak of 24 monthly net worth gains has come to an end. My net worth declined -$1,351 this month. Its my first monthly net worth loss since Jan 2005 when my net worth declined -$1,903. The bulk of the...
Continue reading "February 2007 Net Worth Update (-$1,351)" »


February 14, 2007

Taking Assessment of My Portfolio in 2006, Part 6: Investment Property

The next piece of my net worth is my rental property. This property was my primary residence that I converted to a rental property during the early part of 2005 after a major bathroom remodel. 2006 was the first full...
Continue reading "Taking Assessment of My Portfolio in 2006, Part 6: Investment Property" »


February 7, 2007

Taking Assessment of My Portfolio in 2006, Part 5: Company Ownership

I decided to review my holdings of my employer (IBM) separately from the rest of my taxable investments. I have both a small amount of options and regularly participate in the company's ESPP. In 2006, the stock valuation went from...
Continue reading "Taking Assessment of My Portfolio in 2006, Part 5: Company Ownership" »


February 5, 2007

January 2007 Net Worth Update (+$9,666)

A mediocre start to the New Year. Any month where the markets have healthy gains is sub par for me if I can't get a 5 figure increase. I made some progress, but overspent during the holidays and adding some...
Continue reading "January 2007 Net Worth Update (+$9,666)" »


February 2, 2007

Taking Assessment of My Portfolio in 2006, Part 4: Investment Accounts

Now I turn my annual net worth review to my taxable stock investment accounts. I'll be honest, last year's portfolio review of my investment accounts was a rude awakening for me. The indexes had significant returns, yet I lost money...
Continue reading "Taking Assessment of My Portfolio in 2006, Part 4: Investment Accounts" »


January 31, 2007

Taking Assessment of My Portfolio in 2006, Part 3: Cash Accounts

Its time to take a look at the return from my cash investments. Basically I am accounting for all the available cash I held in checking, savings, and money market accounts in 2006. Since some accounts (such as my free...
Continue reading "Taking Assessment of My Portfolio in 2006, Part 3: Cash Accounts" »


January 29, 2007

Taking Assessment of my Portfolio in 2006, Part 2: Retirement Accounts

In the 1st part of this series I determined that the total return for my net worth was a very respectable $45,335. I now want to dig further into this and see what the driving factors were for this past...
Continue reading "Taking Assessment of my Portfolio in 2006, Part 2: Retirement Accounts" »


January 25, 2007

Taking Assessment of my Portfolio in 2006, Part 1: The Bottom Line

Now that I have settled in a little bit - I am ready to take a look at the performance of my net worth over 2006. Last year doing this in-depth analysis revealed to me I was masking poor investment...
Continue reading "Taking Assessment of my Portfolio in 2006, Part 1: The Bottom Line" »


January 22, 2007

2006 Net Worth Review

I wanted to take a quick look at my net worth over the course of 2006 before I do a detailed analysis of how my net worth performed. Let me start with a chart of my monthly net worth for...
Continue reading "2006 Net Worth Review" »


January 8, 2007

December 2006 Net Worth Update (+$13,690)

A great way to wrap up 2006. My net worth shot up $13,690, ending the year with my 3rd highest monthly gain ever. If only these kind of gains were the norm! Assets Nov-06 Dec-06 Change % Cash & Savings...
Continue reading "December 2006 Net Worth Update (+$13,690)" »


December 28, 2006

Benchmarking my 2006 Net Worth

At the end of the year I always like to take a quick look at my current net worth compared to the benchmark I have created to make sure I am on track to reach my $2 million net worth...
Continue reading "Benchmarking my 2006 Net Worth" »


December 7, 2006

Bill Gates Net Worth

Bill Gates (William Henry Gates III), Co-founder and former CEO of Microsoft has been rated by Forbes as the richest person in the world for the thirteenth straight year as of October 2006. According to Forbes, Bill Gates' current approximate...
Continue reading "Bill Gates Net Worth" »


December 4, 2006

November 2006 Net Worth Update (+$8,974)

Another ok month, I can't be but so critical when my net worth is seeing high 4-digit increases. However, I think there is some room for improvement. If I want to be financially free asap, I need to stretch a...
Continue reading "November 2006 Net Worth Update (+$8,974)" »


November 1, 2006

October 2006 Net Worth Update (+$14,123)

The markets continued to pick up steam this month and helped put me in a position to shoot for a $100k net worth increase for 2006. October resulted in my 2nd highest monthly gain ever! I also raised cash from...
Continue reading "October 2006 Net Worth Update (+$14,123)" »


October 2, 2006

September 2006 Net Worth Update (+$7,863)

It feels nice to see a solid monthly increase, especially one that isn't attributed to any one time gains. My net worth increased a healthy $7,863 even after spending $2k on a HVAC repair. From here on out its a...
Continue reading "September 2006 Net Worth Update (+$7,863)" »


September 5, 2006

August 2006 Net Worth Update (+$18,689)

What a month! Investments faired well, I vested in my pension, and I made the most frivolous purchase of my lifetime as a sign of commitment to my fiancee. In the end I added $18,689 to my net worth ($1,261...
Continue reading "August 2006 Net Worth Update (+$18,689)" »


August 9, 2006

July 2006 Net Worth Update (+$5,445)

Finally a month to get excited about! While this month's net worth change doesn't rank up there with the 5 figure increases I was seeing at the beginning of the year, it is a healthy $5,445 increase on a hectic...
Continue reading "July 2006 Net Worth Update (+$5,445)" »


July 10, 2006

June 2006 Net Worth Update (+$433)

Here's my net worth update for June as of 6/30/2006. I am disappointed that I was only able to eke out a sub $500 increase. Declines in IBM stock price (ESPP) and the transaction costs associating with the closing of...
Continue reading "June 2006 Net Worth Update (+$433)" »


June 5, 2006

May 2006 Net Worth Update (+$3,249)

Here's my net worth update for May as of 5/31/2006. All things considered I am happy with my overall performance given the stock market declines, recognizing some early temporary assignment expenses, and realizing some of the transaction costs from the...
Continue reading "May 2006 Net Worth Update (+$3,249)" »


May 3, 2006

April 2006 Net Worth Update (+$9,799)

Here's my net worth update for April as of 4/30/2006. Another good month, however a big chunk of my gain is due to an accounting correction for tax liability. Ignoring this adjustment, I gained $6,799 for the month.   Mar-06...
Continue reading "April 2006 Net Worth Update (+$9,799)" »


April 19, 2006

Taking Assessment of My Portfolio Returns, Part 7: Lessons Learned

To recap, here is a summary of my total net worth and eash asset class returns for 2005: Asset 12/31/2004 Return RoR Retirement Accounts $ 62,360 $ 8,331 13.36% Net Cash Accounts $ 77 $ 778 1012.10% Investment Accounts $...
Continue reading "Taking Assessment of My Portfolio Returns, Part 7: Lessons Learned" »


April 3, 2006

March 2006 Net Worth Update (+$10,478)

Here's my net worth update for March as of 3/31/2006. Its my first 5 digit monthly increase this year. However, I received my annual bonus from IBM this month which accounts for a significant portion of this month's gains.  ...
Continue reading "March 2006 Net Worth Update (+$10,478)" »


March 6, 2006

February 2006 Net Worth Update (+$8,354)

Here's my net worth update for February as of 2/28/2006. I'm happy to report another solid month of gains. At this rate I have underestimated my 2006 financial goals and may need to revise them to challenge myself further for...
Continue reading "February 2006 Net Worth Update (+$8,354)" »


February 1, 2006

January 2006 Net Worth Update (+$9,814)

Here's my net worth update for January as of 1/31/2006. It a great way to start the year and I am well on my way to reaching my year end net-worth goal of $265,000.   Dec-05 Jan-06 Change % Cash...
Continue reading "January 2006 Net Worth Update (+$9,814)" »


January 27, 2006

2005 Net Worth Review

I have been looking forward to this time of the year, because I can finally put together the full numbers for 2005 and look for good or bad trends and areas I might be able to improve.Let me start with...
Continue reading "2005 Net Worth Review" »


January 3, 2006

December 2005 Net Worth Update (+$3,539)

Here's my net worth update for December as of 12/31/2005. It marks the end of a great year where I exceeded my goal of a net worth of $205,000.   Nov-05 Dec-05 Change % Cash $ 3,355.59 $ 6,767.92 $...
Continue reading "December 2005 Net Worth Update (+$3,539)" »


December 2, 2005

November 2005 Net Worth Update (+$8,582)

Here's my net worth update for November as of 11/30/2005. A terrific month in large part due to a nice market upswing and significant share price gains in IBM and Merck. I am very close to my EOY goal of...
Continue reading "November 2005 Net Worth Update (+$8,582)" »


November 2, 2005

October 2005 Net Worth Update (+$1,790)

Here's my net worth update for October as of 10/31/2005. My 2nd worse month of the year, but in large part due to the market heading south and the significant price drop in Pfizer. I am closing in on my...
Continue reading "October 2005 Net Worth Update (+$1,790)" »


October 4, 2005

September 2005 Net Worth Update (+$8,739)

Here's my net worth update for September. The increase is on track and I am closing in on my EOY goal of $205,000.   Aug-05 Sep-05 Change % Cash & Equivalent $ 5,317.73 $ 6,605.26 $ 1,287.53 24.21% Saving $...
Continue reading "September 2005 Net Worth Update (+$8,739)" »


September 16, 2005

August 2005 Net Worth Update (+$2,050)

Ok here is my 1st net worth statement. This is my second worst month of the year for me so far.Balance Sheet:Jul-05Aug-05Change% ChangeCash & Equivalent$ 4,347.87 $ 5,317.73 $ 969.86 22.31%Saving$ 17,473.35 $ 36,034.15 $ 18,560.80 106.22%Brokerage / DRIPs$ 38,885.49...
Continue reading "August 2005 Net Worth Update (+$2,050)" »


About 2millionblog.com

A personal finance weblog of my journey to reach my goal of $2 million + the value of my primary residence.
Current Net Worth: $1,252,129

Sponsors

New Personal Finance Articles




PF Blogs