February 2006 Net Worth Update (+$8,354)

March 6, 2006

Here's my net worth update for February as of 2/28/2006. I'm happy to report another solid month of gains. At this rate I have underestimated my 2006 financial goals and may need to revise them to challenge myself further for the rest of the year.

	Jan-06	Feb-06	Change	%
Cash	$ 8,322.69	$ 3,923.09	$ (4,399.60)	-52.86%
Saving	$ 32,182.28	$ 36,427.91	$ 4,245.63	13.19%
Brokerage	$ 45,559.61	$ 46,245.23	$ 685.62	1.50%
Roth IRA	$ 21,476.28	$ 22,236.00	$ 759.72	3.54%
401(k)	$ 72,649.45	$ 75,143.24	$ 2,493.79	3.43%
Stock Option	$ -	$ -	$ -	0.00%
ESPP	$ 28,929.72	$ 32,270.53	$ 3,340.81	11.55%
Rental Equity	$ 41,026.58	$ 41,211.82	$ 185.24	0.45%
Other Assets	$ -	$ -	$ -	0.00%
Receivable	$ -	$ 1,205.00	$ 1,205.00	NA
Reserve Funds	$ -	$ -	$ -	0.00%
Loans	$ (30,341.25)	$ (30,503.01)	$ (161.76)	0.53%
Tax Liability	$ (3,000.00)	$ (3,000.00)	$ -	0.00%
Total	$ 216,805.36	$ 225,159.81	$ 8,354.45	3.85%

Highlights for February
-All credit card debt (except current month's purchases) is in the form of 0% APR balance transfers earning interest in my savings accounts.
-I have started to take an indepth look into my 2005 return on my entire net worth. I was shocked to learn my net worth only increased a net $2,094 (excluding savings) and am still trying understand what happened (Net Cash Return:$778, Net Retirement Return:$8,331 ).
-I revealed a little bit more of my background and how I got to my current financial state.
-I took a small trip for work this month and as a result am expecting reimbursement for ~$1200 in travel expenses (see receivable line item above).

Stock Investments for February (Outside of 401k & ESPP):
$500 in Roth IRA
$504 in JNJ in my Sharebuilder Account
Since I am still trying to increase my cash on hand (for major purchases in the months ahead), I refrained from additional investing for the month.

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