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RSS2009 Investment Performance Review (+34.31%)
Since we have been paying close attention to our investments via monthly reports on this blog, its pretty easy to do a quick analysis of our annual performance. These year end results are awesome - wish I could see this performance on a more regular basis :-).
| Jan-09 | Net Contributions | Dec-09 | Midpoint Dietz Return | |
| Taxable Accts | $ 83,438.34 | $14,642.78 | $130,039.82 | 35.21% |
| Retirement Accts | $ 36,129.37 | $11,558.00 | $ 61,241.56 | 32.34% |
| Total | $119,567.71 | $26,200.78 | $191,281.38 | 34.31% |
| Benchmark (VTI) | $13,045.86 | $ 425.00 | $ 17,388.87 | 29.55% |
Overall we achieved a 34% return in 2009 for our investments besting our benchmark of the Vanguard Total Stock Market Index ETF. One could argue that our returns may have been higher in large part due to the timing of our net contributions which were heaviest towards the bottom of the market. Regardless we are pleased with the results and have no complaints with our investment strategy at least for 2009.
Here are our monthly investment reports for 2009 where you can see all our holdings and investment transactions for the year.
Related in Stocks:
Year End Tax Harvesting (Dec 23, 2011) I always end up waiting until the last minute, and this year is no exception. I took a quick scan of my portfolio yesterday and decided to sell a couple holding that we had significant paper loss on to harvest...
Investment Performance November 2011 (-0.39%) (Dec 23, 2011) This is an ongoing monthly update on how our equity investments are performing. Please see this background on the investment tool I developed and how I am using it to track our performance against a benchmark to measure our progress...
Investment Performance October 2011 (+9.88%) (Nov 21, 2011) This is an ongoing monthly update on how our equity investments are performing. Please see this background on the investment tool I developed and how I am using it to track our performance against a benchmark to measure our progress...
Comments (6)
34.31% is a great result. Congratulations!
My Retirement Investing Strategy was a lot steadier than that. Just ran the calculations with your Midpoint Dietz method and I achived 21.9%.
Posted by RetirementInvestingToday | February 4, 2010 5:26 PM
Get ready for a drop if you're not careful.
Do you really think DJIA will hit 12k+ this year?
I wouldn't count my blessings and my readings with MSM.
Posted by Chris | February 5, 2010 9:55 AM
Just curious as to why you are not putting very much into your retirement account - are you limited by some defined benefit plan contributions? If not, then why not create a SEP-IRA for your own corp. entity OR at least have you and your wife put in as much as possible into your retirement plans --- also why not have both you and your wife contribute to non-deductible IRAs (max 5k each)... the benefits of tax-deferred growth are being missed - your thoughts?
Posted by curious | February 6, 2010 3:49 PM
curious,
Not sure why your thinking we haven't maxed out our retirement accounts. We maxed our my 401k, 2 Roth IRAs for each of us, and my allowable SEP IRA.
Posted by 2million | February 6, 2010 5:12 PM
I think the question is because you only have 11,500 listed in contributions to your retirement account. Guess you don't include 401(k) in your chart?
Posted by Anonymous | February 9, 2010 6:00 AM
Yep - thats right 401k contributions/amounts are not included here. I mentioned it on my monthly reports, but should have also mentioned it here - my 401k fund don't have symbols that I can use to track their performance in a spreadsheet like I do in the rest of my accounts.
Posted by 2million | February 9, 2010 2:48 PM