Recent Credit Card Promotions

While the 0% balance transfer offers from credit cards with no transfer fees appear to be a thing of the past for me, I have recent started to see some offers/promotions on my existing credit cards that have got me excited.

  • Last month Bank of America sent me an offer in the mail for an existing credit card I have (but don't regularly use) that I'd earn a $50 rebate if I made $250 purchases in May. Given thats about a 20% rebate, rest assured I was motivated enough to stick the card in my wallet for the month to earn the promotion
  • Last week Discover Card mailed me a promotion for an existing credit card I have (but don't use very often) that I could earn an additional $500 casback bonus award if I made at least $2,000 in purchases each month from June through September. I figure that would be roughly $11,000 over the course of 5 months (recognizing Ill have to spend a bit more than $2k each month to ensure I make the requirement. Add that to the 1% cashback bonus and the rotating 5% GetMore Cashback bonus promotions and my wife and I are going to try and take advantage of this offer. Our monthly spend on credit cards runs around $1100-$1400 a month so we still need to figure out how will manage this.

Related in Balance Transfers:

Late on a 0% Balance Transfer Payment (Apr 23, 2007) Well I blew it. The other evening I was reviewing my checking account and suddenly noticed I hadn't made a payment to my Citi Card balance transfer account in 30 days. I quickly logged into my account and realized I...

0% Balance Transfers with Balance Transfer Fees (Jan 11, 2007) Well I bit again. I was going through my mail and noticed an offer for a 0% Balance Transfer from my existing Bank of America Credit Card (which I had only opened for a prior 0% balance transfer and haven't...

Completed 3rd Balance Transfer for a total of $48,000 0% APR (Nov 08, 2006) Since I have no plans to borrow money in the next year, I decided to capitalize on my credit score to boost my income. I have already signed up for a $13,000 Capital One balance transfer and a $26,500 Citi...

Comments (1)

Although I agree 0% balance transfers are hard to find, they are not gone :-) I have been able to get them from Barclays bank.

Also, another good deal is 0% purchases. We have one from HSBC ( and you still get 1% back on your purchases. If you spend alot on credit cards, over a year, you can get up to $20K. It's "close" to a 0% balance transfer.

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A personal finance weblog of my journey to reach my goal of $2 million + the value of my primary residence.
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