RBS Platinum Mastercard
Today I applied for an RBS Platinum Mastercard. This is the first new credit card I have applied for in about 4 months. I have 2 cards I am using for 0% BT offers that will expire next month, so I have decided to sign up for this card to take advantage of another 0% BT offer for another 12 months.
Highlights of this card include:
-0% APR for balance transfers and purchases until Oct 2006
-No balance transfer fees with offer
-No annual fee
Nothing really special about this card, but its another credit card company that is offering 0% Balance Transfers along with Citi Card, Chase/Bank One, HSBC, and Bank of America. I am still waiting for a good Capital One credit card offer.
I am hoping my credit line will be at least $10,000. I plan to stick it in my Emigrant Direct Savings Account which has a current yield of 4.0%APY. This should net me at least $400 in interest.
Highlights of this card include:
-0% APR for balance transfers and purchases until Oct 2006
-No balance transfer fees with offer
-No annual fee
Nothing really special about this card, but its another credit card company that is offering 0% Balance Transfers along with Citi Card, Chase/Bank One, HSBC, and Bank of America. I am still waiting for a good Capital One credit card offer.
I am hoping my credit line will be at least $10,000. I plan to stick it in my Emigrant Direct Savings Account which has a current yield of 4.0%APY. This should net me at least $400 in interest.
Comments (2)
DATE: 4:09 AM
you can take 10,000 cash advance on a credit card without any interest? If I understand correctly 0% offers are only valid for balance transfers?
Posted by Jheera | September 10, 2006 3:03 PM
DATE: 9:09 AM
Sure - there are several ways you can take advantage of this. 1) Some comanies will mail you a check made out to you for a balance transfer (I have done this with Citi), 2) Have the balance transfer done to another credit card and then call that credit card and ask them to send you a check for the positive balance , 3) I have heard you can call them and give them your checking/savings account number and ask them to transfer the balance transfer (ie let them assume its a loan account number) because all the credit card company will do is send a check to the institution made payable to the account number (i haven't done this myself)
Posted by 2million | September 10, 2006 3:03 PM