Here is my current asset

Here is my current asset allocation for all the assets on my balance sheet (just assets; this ignores liabilities). I don't have cars or personal property listed on my balance sheet so it won't show up here either. I suspect my allocation has a rather high percentage in stocks compared to most out there.



42.5% ($160,000) - Real Estate:
My rental property is my entire allocation to real estate. I currently value it at its purchase price.

46.7% ($175,800) - Stocks:
My 401(k), Roth IRA, ESPP, and taxable investments in a variety of DRIPs are all invested in stocks.

0.0% ($0) - Bonds:
I currently own no bonds.

10.7% ($40,350) - Cash
I have my short term savings and 0% balance transfers in cash (such as EmigrantDirect).

Related in Asset Allocation:

Stock Asset Allocation (Sep 20, 2006) After checking out my total asset allocation, I decided to drill a little further and look at my stock investment allocation. After a poor performance last year, I realized that my stock allocation was almost entirely in large-cap stocks and...

Asset Allocation (Sep 18, 2006) Back in early 2006 when I reviewed the returns from my net worth in 2005 I realized I needed to spend some time looking at my asset allocation. Here is what my asset allocation looked like in March: I took...

Comments (13)


DATE: 10:30 PM
Very nice very nice... Good to see you diverse.Currently I got 100% in cash.. yielding 4.07%...When I get into a better company I am going to invest heavily in a 401k because I think that is the best investing tool you can use from your employer cause it is free money..!!

DATE: 10:32 PM
by the way we going to get an update on your net worth? You do do that monthly for us correct?I calculated that I had a 15% increase.. This was mainly because it was my first year working and I filed 0 for my w4 and got back like 700 backso I am at 9k net worth YAY!!!

DATE: 4:50 AM
My current allocations:Cash - 58.74%Bonds - 15.16%Stocks - 26.10%I'm planning a reallocation this month though...My goal would be something like:Cash - 30%Bonds - 20%Stocks - 50%With the stock market at its high now though, I don't know if it's the right time to invest...of course market timing is impossible...arggh....

DATE: 11:58 AM
$2M,What a great idea.My asset allocation is:67% stocks8.29% bonds29% cash0% real estate (due to change when I start tracking my new house in quicken)I'll put a post up tomorrow with a more detailed explanation.Have you thought of documenting your investment allocation strategy; i.e. foreign, domestic, large, mid and small cap?Regards and have a wonderful Saturday,Making Our Way

DATE: 3:27 AM
43% real estate 12$ bonds43% stocks2% cash-pullu

DATE: 10:06 PM
sorry to lazy to do the % but here's mine: $22k in money markets, $1k in company stock, $198k in IRAs and 401Ks, and $315 in rental house and primary residence (equity estimates). Kinda top heavy in real estate and trying to get more into short term funds e.g. non-retirement accounts. But, no debt! I love that part! All we have are the mortgages on the rental and house and this house (the one we live in). Oh and this is for 2 40 year olds so it's ok, but not as awesome as you might think (wish we started earlier!!)

DATE: 10:07 PM
oop! put a "k" after that $315...it's $315k in real estate not just $315.00 :-)

DATE: 10:14 PM
I noticed a lot of people had a lot of cash investments like money market and stuff like that... Is this due to the inverted yield curb where a money market account would give you a better rate than a stock market? (I think that is how it goes)Is this true? or please explain more...

DATE: 1:40 AM
I liked what apollo said in saying that he or she had a lot to learn, as for myself I have a lot to learn, the more money you make, the more confused you get, the more choices you have, thats when you start making mistakes. I have been where all of you have been trying to invest and save up to a million or 2 million dollars. This is probably the fun part of the journey, it does not get any easier if you intend to continue but you will learn to roll your money (or should I say cash flow).But I can tell you a fundamental truth, no one rich is really going to tell you how they made their money. If they do they gain another competitor. So most of you will have to grope in the dark for some time before you see the light, hopefully the light is not a train heading towards you in a dark tunnel.Anonymous Millionaire.

DATE: 12:45 PM
pyroracing, i have the amount in money markets/CDs that I do b/c I want to keep some liquid assets for things like home improvements and for any emergencies that may come up. If I bought stock with it may be at an unfavorable price when I need to tap it for a project. Also money markets and CDs have pretty good rates these days, they aren't at 1 or 2 % anymore

DATE: 1:23 PM
Really nice! Have your money spread out great. Keep it up! I started reading your blog recently and its great. Care to exchange links?www.brokenboston.blogspot.com

DATE: 2:25 PM
I would be curious to know the allocation within your stocks... what percentage is in mutual funds, what percentage is in large cap and small cap.

Here are the stocks I own. they represent a little ove 40% of my total liquid assets. I own a $400,000 house with $150,000 4.75% mortgage payable which is offset by a 7% mortgage receivable of $ 187,000 on a house I sold.

Only one of the stocks below is NOT an ETF. Some of the ETFs are designed to go up or down twice the rate of the underlying index.

DVY
XLU
NBL
VOX
Foreign and Emerging Markets
EEB
EEM
EFA
EFV
Domestic ETFs
IWO
SSO
QLD
MVV

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A personal finance weblog of my journey to reach my goal of $2 million + the value of my primary residence.
Current Net Worth: $1,574,185

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