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When my wife and I bought Houes #4, closing costs were just a blip on the radar screen with some many things to do to get through closing. However, hats off to our mortgage broker, who pointed out we had an opportunity to save a bit on our title insurance.
If their was a transaction within the past couple years on the piece of real estate you are buying, chances are their was title insurance purchased at that time. It turns out that often you can go to that same title insurance company and ask for title insurance reissuance. They can use their exisitng records and offer title insurance at a reissue rate.
In our case, new title insurance would have been approximately $500+ for our house. However we were able to get a title insurance reissue rate of $322 since a new title insuance policy had been issued about 1 year prior to our closing.
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Comments (1)
Eric Beveridge is a liar and a cheat. Do not use Cal title or Eric Beveridge when you get title insurance. Eric Beveridge is unprofessional. Eric Beveridge does not know title insurance. Save yourself and do not use Eric Beveridge.
Posted by Customer | March 9, 2011 2:39 PM