2011 Net Worth Review

Its been a awhile since I posted an updated chart of our net worth growth. Here a net worth growth update including all of 2011:

Progress continues to be made, but the better part of 2011 appears to be a wash. Perhaps an important observation is net worth growth is looking a lot more linear compared to the exponential net worth growth we've aimed for. Key drivers of our net worth change in 2011 include:

Acquisition of our 3rd rental property.
Significant declines in international stock values. We have a significant portion (25-35%) of our overall investments in international stocks.
Flat returns in domestic stocks which includes the largest portion of our investment holdings.
Selling our remaining employer stock options during the year.

Some financial stats for 2011:

We maxed out my 2011 401k contribution @ $16,500.
We nearly maxed out my wife and I's Roth IRA contributions @$9,600 for 2011. We'll get the remainder in the next couple months.
My 401k return was -5.8% for 2011.
Our overall taxable investment holdings and IRAs return was -0.45%.
We paid $19,939 in principal on our rental mortgages (between regular mortgage payments and additional principal contributions) not including the $40k down payment on our 3rd rental property. This has been part of our focus to paydown debt to improve free cash flow.
We recognized our largest single monthly net worth gain ever in October of 2011.

Related in Net Worth Archive:

May 2012 Net Worth Update (-$28,098) (Jun 10, 2012) Highlights for MayWe like to take advantage of 0% APR balance transfers and other credit card offers for free money. We are actively looking at taking advantage of new credit card arbitrage opportunities. Our properties are listed on our...

April 2012 Net Worth Update (+$2,763) (May 09, 2012) Highlights for AprilWe like to take advantage of 0% APR balance transfers and other credit card offers for free money. We are actively looking at taking advantage of new credit card arbitrage opportunities. We received $1,000+ in rewards cash...

March 2012 Net Worth Update (+$22,032) (Apr 11, 2012) Highlights for MarchWe like to take advantage of 0% APR balance transfers and other credit card offers for free money. We are actively looking at taking advantage of new credit card arbitrage opportunities. We are close to earning ~$1,000...

Comments (2)

+75k != "A wash"

Just saying...

Posted by Matt | January 5, 2012 9:30 PM

Matt,

Very true -- what I was trying to say was we gained the $75k by April 2011 and the rest of the year was pretty much a wash. Should have stated it that way.

Posted by 2million | January 5, 2012 10:35 PM