2million's Personal Finance Blog

My Journey to Financial Freedom

January 2, 2007

The Cost of Television

As I have previously mentioned, I have escaped the 1st 30yrs of my life without buying a TV. That is all coming to an end as I wrap up my assignment and move back into my house. This will be...
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January 3, 2007

Major Life Changes Coming in 2007

Wow - I can't believe its really 2007. Time flies. I love this time at the beginning of the year as I now have a whole year's worth of financial data to process, assess, and contemplate what I can accomplish...
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January 4, 2007

Bought a 32" LCD HDTV for Net $463

Well I broke down and bought a TV. I had been tossing around several possibilities, but in the end I found the Olevia 32" LCD 232V HD TV on sale at Circuit City for $599 and started thinking that if...
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January 5, 2007

MADD Check Donation Ploy

I was sifting through my mail a few weeks ago and stumbled across this: A solicitation from MADD (Mothers Against Drunk Driving) for donations that included a $2.50 check. I thought the check was fake at first, but the letter...
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January 8, 2007

December 2006 Net Worth Update (+$13,690)

A great way to wrap up 2006. My net worth shot up $13,690, ending the year with my 3rd highest monthly gain ever. If only these kind of gains were the norm! Assets Nov-06 Dec-06 Change % Cash & Savings...
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January 9, 2007

Another Step to Diversification

Last year after reviewing my 2005 net worth performance I realized that international and small/mid cap investments were well underrepresented in my portfolio. My goal for 2006 was to make further progress in achieving better diversification in these areas. I...
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January 10, 2007

Save Money With HDTV

It sounds crazy, but you can actually save money by trading in your old television for a big, new HD TV. I just bought a new 32" LCD HDTV for $463 but expect to get that money back and save...
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January 11, 2007

0% Balance Transfers with Balance Transfer Fees

Well I bit again. I was going through my mail and noticed an offer for a 0% Balance Transfer from my existing Bank of America Credit Card (which I had only opened for a prior 0% balance transfer and haven't...
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January 12, 2007

Free Entertainment Coupons

On Wednesday I took my fiancee out for a casual dinner - dinner including alcohol was only $10 + tip after we used a BOGO entree coupon we got from this free access to local Entertainment Book coupons you can...
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January 15, 2007

How Much Did I Save in 2006?

In 2005 I was able to I was able to save 56% of my income. It now time to see how I faired in 2006. 2006 was a big year for me - I bought a second property, an engagement...
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January 16, 2007

Tallying my 2006 Passive Income

So where am I at with my passive income? After all this is just as important as measuring my net worth, if I can't generate enough income to pay for my living expenses, that I won't be financially free no...
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January 18, 2007

Comparing Portfolio to Warren Buffetts

You can take a peek at Warren Buffett's stock holdings via the SEC filings for Berkshire Hathaway. Sites like GuruFocus provide easy access to this information. I thought I would take a look at what invesments in his portfolio I...
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January 22, 2007

2006 Net Worth Review

I wanted to take a quick look at my net worth over the course of 2006 before I do a detailed analysis of how my net worth performed. Let me start with a chart of my monthly net worth for...
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January 23, 2007

Free Tax Software

Here is a list of potential free copies of tax software to use: 1) Free Taxcut Basic (Federal Only) in mail. I received a CD in the mail a few weeks ago from H&R Block that contained a free version...
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January 24, 2007

Free Shaving Razors

I haven't bought a shaving razor since college. These deals pop up periodically and I try my best to stock up. Here are two current opportunities to stock up: Free Schick Quattro Razor Free Gillette Fusion Razor...
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January 25, 2007

Taking Assessment of my Portfolio in 2006, Part 1: The Bottom Line

Now that I have settled in a little bit - I am ready to take a look at the performance of my net worth over 2006. Last year doing this in-depth analysis revealed to me I was masking poor investment...
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January 29, 2007

Taking Assessment of my Portfolio in 2006, Part 2: Retirement Accounts

In the 1st part of this series I determined that the total return for my net worth was a very respectable $45,335. I now want to dig further into this and see what the driving factors were for this past...
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January 31, 2007

Taking Assessment of My Portfolio in 2006, Part 3: Cash Accounts

Its time to take a look at the return from my cash investments. Basically I am accounting for all the available cash I held in checking, savings, and money market accounts in 2006. Since some accounts (such as my free...
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