2million's Personal Finance Blog

My Journey to Financial Freedom

September 7, 2010

Reaching The Saturation Point with Parenthood

I have always been a firm believer of "insourcing". If I can actually do the work myself then I'd rather pay myself to do the work and save the money. I attribute a significant part of our success at growing...
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September 13, 2010

Outsourcing to Help Juggle Responsibilities

I have recently began shifting my view on outsourcing now that time has disappeared with parenthood. However I do want to be smart about it - Im not considering outsourcing everything I can, I want to selectively outsource the lowest...
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Random Freebies

A couple random freebies I came across today: Free Ziploc Fall Home Meals Pack for 1st 10,000 people. Pack includes one Ziploc® Brand Vacuum Freezer Starter Kit, one 15-count box of gallon size Ziploc® Brand Freezer Bags with the Smart...
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September 15, 2010

Group Buying Good For Outsourcing?

I currently subscribe to daily deals from group-buying sites Groupon, Living Social, and Twongo. All these companies typically offer one deal per day from a local retailer in major areas, sometimes with the deal getting better the more people that...
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September 18, 2010

August 2010 Net Worth Update (-$14,532)

Assets Jul-10 Aug-10 Change % Cash & Savings $ 28,542.92 $ 31,008.94 $ 2,466.02 8.64% Taxable Brokerage Accts $ 119,196.90 $ 114,430.56 $ (4,766.34) -4.00% Roth IRAs $ 56,602.49 $ 54,740.27 $ (1,862.22) -3.29% Pre-tax Retirement Accts $ 217,918.41...
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September 22, 2010

August 2010 Monthly Cash Flow

I have started posting our monthly cash flow analysis given how tight things are these days with our downshifting to a single income and starting a family. I believe we need to continue to pay closer attention to our cash...
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September 23, 2010

The Big Short Book Review

I just finished reading Michael Lewis' latest book The Big Short. The book delves into the lives of 3 groups of small time money managers that were able to see the coming collapse of the subprime mortgage bond market...
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September 27, 2010

The Frugal Vacation

My family and I got back from our first real vacation last week since returning from our assignment in China in 2008. In 2009 we we were busy settling into our new home, welcoming our first child, and doing our...
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September 28, 2010

Investment Performance August 2010 (-4.87%)

This is an ongoing monthly update on how our equity investments are performing. Please see this background on the investment tool I developed and how I am using it to track our performance against a benchmark to measure our progress...
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