2million's Personal Finance Blog

My Journey to Financial Freedom

May 3, 2007

April 2007 Net Worth Update (+$17,394)

Wow -- April turned out to be an unexpectedly strong month. The markets did well and helped me achieve my 2nd highest monthly net worth gain ever. IBM stock price rise also contributed to the monthly increase. Assets Mar-07 Apr-07...
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May 7, 2007

Universal Life Insurance Through Employer - A Great Deal for Me!

I recently received a mailing from Prudential for a Universal Life Insurance Offer made available through my employer. I almost threw it away. However, thankfully I didn't. it was a one time offer to purchase universal life insurance through payroll...
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May 10, 2007

Wachovia $5.95 fee for Auto-Sync with Financial Software

A couple of months ago Wachovia sent out a small notice that they will begin charging clients with their "Free Checking" account a $5.95 monthly access fee for Direct Sync Access for financial software like MS Money & Quicken starting...
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May 15, 2007

Is it Time to Reduce My 401(k) Contributions?

How do you know if you are saving too much in tax deferred accounts? I have been maxing out my 401(k) for the past 5 years to the annual contribution limits. I feel like I have been playing a bit...
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May 17, 2007

Wachovia Personal Finance Software $5.95 Fee Can Be Waived

Wachovia's Web site allows account holders to email customer service requests. I decided to send a request to see if I could get the $5.95 fee for downloading personal financial software transactions removed from my account. I started with this...
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May 21, 2007

Growth Rates of My 401(k) vs Taxable Accounts

While working on my update on reducing 401k contributions to raise more cash I came up with an additional chart that I think is very telling. This chart is mapping my 401k balance against my Net Cash + Value of...
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May 25, 2007

Support the Five Day Weekend!

In the spirit of the upcoming long weekend I thought I would share a local grass roots campaign, the Five Day Weekend to reverse the work week so that Americans clock in for two good days of work, followed...
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May 29, 2007

Getting Cash in China

Since I have an upcoming assignment in China I tried out a couple avenues to get cash on a recent trip to China last month. The last time I was over in China was 3 years ago and at that...
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