2million's Personal Finance Blog

My Journey to Financial Freedom

October 4, 2010

September 2010 Net Worth Update (+$30,827)

Assets Aug-10 Sep-10 Change % Cash & Savings $ 31,008.94 $ 28,530.58 $ (2,478.36) -7.99% Taxable Brokerage Accts $ 114,430.56 $ 122,411.79 $ 7,981.23 6.97% Roth IRAs $ 54,740.27 $ 60,876.97 $ 6,136.70 11.21% Pre-tax Retirement Accts $ 209,882.22...
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October 6, 2010

Investment Performance September 2010 (+8.48%)

This is an ongoing monthly update on how our equity investments are performing. Please see this background on the investment tool I developed and how I am using it to track our performance against a benchmark to measure our progress...
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October 7, 2010

Vanguard Announces Lower Minimums for Admiral Shares

Yesterday Vanguard announced that it was lowering the threshold for Admiral shares on certain index funds. Admiral shares have an even lower expense ratio than the regular mutual fund shares from Vanguard. I have long held Windsor II shares, an...
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October 11, 2010

September 2010 Monthly Cash Flow

I have started posting our monthly cash flow analysis given how tight things are these days with our downshifting to a single income and starting a family. I believe we need to continue to pay closer attention to our cash...
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October 21, 2010

Suddenly Find Myself Cash Flush

Over the past couple weeks, I have found myself with a rare occurance these days - a slew of cash and no immediate plans for it. Our portfolio has been overweight in my employer's stock through vested employee stock options...
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October 25, 2010

Progress in Restoring Cash Flow

Progress has been a long time coming. 2 years ago my wife and I moved back to the US from China, we bought a larger home, my wife stopped working full time, and we had our first child. Since then...
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