2million's Personal Finance Blog

My Journey to Financial Freedom

May 9, 2012

April 2012 Net Worth Update (+$2,763)

Highlights for AprilWe like to take advantage of 0% APR balance transfers and other credit card offers for free money. We are actively looking at taking advantage of new credit card arbitrage opportunities. We received $1,000+ in rewards cash...
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May 14, 2012

When is a SmartPhone the Right Financial Decision?

I last purchased a typical cell phone back in October 2008 with a 2 year contract when we returned from China. My old cell phone broke while we were on assignment in China and I needed something once we...
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May 24, 2012

Refinancing Investment Property Mortgage

I'm now firmly convinced the only way to refinance a mortgage is via a no closing cost option where the broker provides a credit to cover the closing costs with the acceptance of a higher interest rate. People can argue...
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