2million's Personal Finance Blog

My Journey to Financial Freedom

March 2, 2009

2008 Passive Income Review

Where are we at with our passive income? After all this is just as important as measuring our net worth, if we can't generate enough income to pay for our living expenses, that we won't be financially free no matter...
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March 4, 2009

Investment Performance February 2009 (-9.94%)

This is an ongoing monthly update on how our equity investments are performing. Please see this background on the investment tool I developed and how I am using it to track our performance against a benchmark to measure our progress...
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March 5, 2009

Free Food and other Discounts

Here are a couple recent food deals we are enjoying: Free Arby's Roastburger with the purchase of any drink...I tried the Bacon & Bleu - very good! Expires March 14th. Free small Quiznos sub to the first 1million people Free...
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March 9, 2009

February 2009 Net Worth Update (-3.85%)

Assets Jan-09 Jan-09 Change % Cash & Savings $ 48,467.69 $ 43,484.02 $ (4,983.67) -10.28% Taxable Brokerage Accts $ 65,304.57 $ 64,775.99 $ (528.58) -0.81% Roth IRAs $ 32,226.26 $ 29,456.61 $ (2,769.65) -8.59% Pre-tax Retirement Accts $ 136,939.79...
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March 11, 2009

How We Have Reduced Our Expenses

As a homage to the times I wanted to rehighlight what my wife and I have done recently to reduce our expenses. As we have gone to basically a 1-income household in a bigger house we have established the following:...
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March 13, 2009

A Year of Portfolio Benchmarking

Its been 1 year since I started to track my stock investments on a monthly basis and compare them to a simple benchmark, the Vanguard Total Stock Market Index ETF (VTI). Here a couple charts I put together to see...
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March 16, 2009

Buying Coupons on Ebay for Big Purchases

My wife and I recently rounded out our baby furniture by deciding on a new glider from Babiesrus. My wife had been watching craigslist as we had found a crib and changing table there, but couldn't find what we were...
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March 18, 2009

Shopping for Homeowners Insurance

When we purchased our new home I called both of our insurance companies and received quotes for a new homeowner's policy. With some much going on since we have been married I never got a chance to start consolidating our...
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March 20, 2009

One of The Dumbest Moves I Ever Made?

Last week I for some reason I decide it was a good time to do a little more tax harvesting. My financial holdings in Wachovia/Wells Fargo had lost significant value and I was beginning to think that the decline had...
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March 25, 2009

One of Our Cars Died, Tapping the Emergency Fund

Well the engine went on my wife's car this past week. Long story it sucks and we either needed to cough up $3,700 for a new engine or look at getting a replacement car. My wife's car is about 14...
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March 26, 2009

I Have 2 Copies of Taxcut with e-File to Giveway

If you haven't started working on your 2008 income taxes, here is a chance to win a free copy of Taxcut Premium with free e-file. I have 2 copies of Taxcut Premium with e-file to giveway from a PR...
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March 30, 2009

Free SmartMoney Tax Guide

For those still working on their 2008 income taxes, here is a free SmartMoney Tax Guide that covers a lot of topics and tax reduction tips. I haven't had a chance to read through it in detail yet, but I...
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