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November 5, 2012Appraisal Appeal UnsuccessfulNot much of a surprise, the appraiser dug in and didn't budge after we submitted our appraisal appeal: Our more favorable comparables were based on county property records. Interestingly the appraiser indicated the MLS data is generally considered more accurate... November 7, 2012October 2012 Net Worth Update (+$1,863) Highlights for OctoberWe like to take advantage of 0% APR balance transfers and other credit card offers for free money. We are actively looking at taking advantage of new credit card arbitrage opportunities. Our properties are listed on our... November 9, 2012Investment Performance October 2012 (+0.10%)This is my monthly investment portfolio report. At this point I view my ability to invest with above average rates of return as the most important factor in reaching our financial freedom as soon as possible. This investment report covers... November 12, 2012Can We Coast to Our Financial Goals?As I continue to reflect on getting closeer to reaching our millionaire net worth milestone, I am becoming more optimistic and excited about what the future holds. I've pondered whether we could just tread water at this point and still... November 15, 2012Term Life Insurance VS Universal Life InsuranceWith our 2nd baby here I've been more conscious that my wife and I have inadequate life insurance coverage. Mainly due to procrastination, we currently don't have any life insurance for my wife. Our objective is to ultimately self-insure, so... November 24, 2012ING Direct Black Friday SaleING Direct is once again offering a few good bonuses for opening an account with them as part of their Black Friday sale 11/23 thru midnight PDT on 11/25: Open a Kids Savings Account and Earn a $10 bonus Open... November 27, 20123.5% 30 Year Fixed No Closing Cost RefinanceWe finally closed this week on our 3.5% 30 year fixed refinance with no closing costs (no closing costs = a credit from lender/broker large enough to offset refinance costs). It took us over 2 months (67 days from initial... November 29, 2012No Closing Cost Loan ExampleI've gotten multiple requests to clarify the recent no closing cost refinance loan I just completed. Its a bit of a vague term and could be done different ways, but the end result is that there are no out of... | About 2millionblog.comA personal finance weblog of my journey to reach my goal of $2 million + the value of my primary residence.
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