2million's Personal Finance Blog

My Journey to Financial Freedom

December 3, 2008

November 2008 Net Worth Update (-$9,819)

November was another down month for us, but a significantly better than October. At least we could sustain losses like this for a longer duration then we could if we continued to see $50k losses like we did in October....
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December 5, 2008

We're Expecting!

This announcement is well overdue, but as it turns out with all of the other stuff going on in our lives (moving back from China, new job, buying a new house), my wife and I are expecting our first child...
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December 8, 2008

Reducing Expenses: Eliminate Your Phone Bill with Ooma Review

Its hard to write a review about Ooma that is not glowing - after all this product has something about it that gives a look of excitement to just about everyone who hears about it - no more monthly...
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December 10, 2008

House #4 Under Contract

Call us crazy, but we have reached an agreement to buy a house for approximately $301,500. It was the 7th offer we had put on a house during our house hunting, but only the second seller who was willing to...
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December 12, 2008

Investment Performance November 2008(-6.89%)

This is an ongoing monthly update on how our equity investments are performing. Please see this background on the investment tool I developed and how I am using it to track our performance against a benchmark to measure our progress...
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December 15, 2008

Free DVD Rentals at Redbox kiosks on Sundays

I stumbled upon these promo codes for free DVD rentals at Redbox Kiosks in Walmart on Sundays via slickdeals. Week 12/7 – 11moms4uS Week 12/14 – 11moms4uA Week 12/21 – 11moms4uN Week 12/28 – 11moms4uT Week 1/4 – 11moms4uA I...
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December 24, 2008

Locked Our New 30 year Fixed Rate Mortgage at 4.875%

It took 3 tries, but my wife and I finally locked into a 30 year fixed rate mortgage at 4.875% with no fees or points. We are borrowing $241k at this rate. I decided to borrow as much as possible...
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December 28, 2008

Closed on House #4

We were able to successfully close on House #4. This house will be our new home perhaps for the rest of our lives. This house has much of what my wife and I were looking for in a home that...
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December 31, 2008

Tax Harvesting Before Year End

Well I waited until the 2nd to last day of the year to do it, but I finally sold some stocks (PFE, WB) in my taxable portfolio that held substansial losses for me. My plan was to harvest the tax...
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