2million's Personal Finance Blog

My Journey to Financial Freedom

October 1, 2012

Consolidate Small Investment Holdings

A recent comment from a reader: I was struck by how many small holdings ( Its a good question and something I've looked at before. I think many folks end up like me - with small investment holdings that can...
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October 4, 2012

September 2012 Net Worth Update (+$33,420)

September was an all around fantastic month for us with positives across the board! Highlights for SeptemberWe like to take advantage of 0% APR balance transfers and other credit card offers for free money. We are actively looking at taking...
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October 8, 2012

Investment Performance September 2012 (+3.47%)

This is my monthly investment portfolio report. At this point I view my ability to invest with above average rates of return as the most important factor in reaching our financial freedom as soon as possible. This investment report covers...
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October 10, 2012

Cost of The Wealth Effect

With Quantitative Easing Round 3, the Federal Reserve has said it will continue to indefinitely buy mortgage securities to drive down interest rates. The intent is to accelerate our economic recovery by making cash cheaper and more readily available for...
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October 14, 2012

Baby Delivery Costs 2012

With Daughter #2 arriving in September, the medical bills have been trickling in from our prenatal care & delivery. I thought it might be beneficial to post the medical costs & fees that we were billed for in relation to...
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October 19, 2012

Harsh Reality of Housing Bubble Bursting

Over the past few weeks rates fell low enough that I was able to lock in on a 3.5% 30yr fixed mortgage refinance with no closing costs* on our primary residence. We last refinanced in 2010 @ 4.375% for a...
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October 23, 2012

Appeal Your Real Estate Appraisal

Last week I received the results of a recent appraisal of our home for a refinance. I was shocked to learn the appraised value was significantly lower than I expected. The appraiser had indicated the value of the property had...
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